CFP bracket predictions: Who makes playoff field? USA TODAY Sports' expert rankings

USA Today
Original Story by USA Today
December 7, 2025
CFP bracket predictions: Who makes playoff field? USA TODAY Sports' expert rankings

As college football's regular season concludes, the selection committee faces a pivotal decision regarding the final 12-team playoff bracket. Following a decisive SEC Championship loss, questions arise about Alabama's inclusion alongside Notre Dame and Miami, both inactive during the championship weekend. Historical precedents suggest that despite their three-loss record, Alabama could be favored over the other two, particularly given their stronger overall resume. Indiana's upset over Ohio State secures them the top seed, while James Madison's championship victory earns them a playoff spot, leaving the ACC out entirely. The final rankings are set to be revealed on December 7, 2025, amidst ongoing debate about the fairness of playoff selections.

Dive Deeper:

  • Alabama's significant loss to Georgia in the SEC Championship raises doubts about their playoff eligibility, as the committee has never selected a three-loss team for an at-large bid.

  • Indiana's victory over Ohio State clinched the top playoff seed, marking an impressive turnaround under second-year coach Curt Cignetti, who led the Hoosiers to an undefeated season.

  • James Madison secured an automatic playoff berth by winning the Sun Belt Championship, benefiting from Duke's ACC Championship win that kept the ACC without a playoff team.

  • The committee has a history of allowing teams that have lost in their conference championships to still qualify for the playoffs, raising potential bias concerns regarding Alabama's status.

  • The upcoming final rankings on December 7 will determine the playoff field, and the decisions surrounding Alabama, Notre Dame, and Miami are expected to generate significant controversy.

  • The debate includes the implications of teams being punished for playing an extra game during conference championships, potentially leading to a reevaluation of the importance of such games.

  • Alabama's resume includes four consecutive wins against top-25 opponents, which may weigh heavily in the committee's decision, despite their recent poor performance.

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